Monthly Archives: August 2025

5% deposit scheme expands early – will it increase house prices?

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The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying … Continue reading

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Surge in switching: 1,000 home loans refinanced every day

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Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter. … Continue reading

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Third rate cut delivered this year as RBA trims cash rate to 3.60%

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Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease? … Continue reading

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Skipping pre-approval sees 1-in-10 first home buyers miss out

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Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval. Buying a first … Continue reading

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