Author Archives: Stealth Financial Services

Surge in switching: 1,000 home loans refinanced every day

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Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter. … Continue reading

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Third rate cut delivered this year as RBA trims cash rate to 3.60%

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Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease? … Continue reading

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Skipping pre-approval sees 1-in-10 first home buyers miss out

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Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval. Buying a first … Continue reading

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How your home can help your kids get a great education

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Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here’s why. Your home can be much more than a roof over your … Continue reading

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Newly built homes notch up strongest sales in 3 years

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There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We look at the pros and cons of buying a new home – and the financial … Continue reading

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Has your borrowing power increased in 2025?

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If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise. It’s been a busy year on the money front. Tax … Continue reading

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Two-thirds of borrowers could save by refinancing: report

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Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could … Continue reading

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Small deposit? 50,000 Home Guarantee Scheme spots just opened up

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Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot. Struggling to … Continue reading

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How to make an offer on a home

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Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and seal the deal. Most of us buy a home only a handful of times … Continue reading

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Welcome back! Home lending jumps as first home buyers return

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Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a good time to take that first step on the … Continue reading

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