Blog Archives

What are the chances of another rate cut this year?

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The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan. It looks … Continue reading

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Separating? Understand your home loan options

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Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the … Continue reading

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99% of brokers have helped their clients secure a lower rate

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Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more. A string of rate … Continue reading

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Countdown to be in your new home by Christmas

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The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good news is that a broker can help you get there. … Continue reading

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Jump into the market up to 4 years sooner with 5% deposit scheme

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If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better … Continue reading

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5 steps to help you find a competitive edge this home-buying season

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Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring. The combination of warmer weather, blooming gardens … Continue reading

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5% deposit scheme expands early – will it increase house prices?

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The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying … Continue reading

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Surge in switching: 1,000 home loans refinanced every day

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Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter. … Continue reading

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Third rate cut delivered this year as RBA trims cash rate to 3.60%

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Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease? … Continue reading

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Skipping pre-approval sees 1-in-10 first home buyers miss out

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Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval. Buying a first … Continue reading

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