Blog Archives

Do you really need a building inspection?

This gallery contains 1 photo.

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties. Even the most attractive … Continue reading

More Galleries | Leave a comment

Can we expect the RBA to cut back rates this summer?

This gallery contains 1 photo.

With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling – and how you could possibly give yourself a rate cut before Christmas. … Continue reading

More Galleries | Leave a comment

How much does LMI really add to a home’s cost?

This gallery contains 1 photo.

Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing? You could take out lenders mortgage insurance (LMI). But how much extra does that cost? And can … Continue reading

More Galleries | Leave a comment

How to nail a home loan if you’re self-employed

This gallery contains 1 photo.

It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a home loan, being your own boss can dish up some unexpected hammer blows. Rightly … Continue reading

More Galleries | Leave a comment

What’s going on with negative gearing?

This gallery contains 1 photo.

Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why it’s so popular among investors, and why it’s attracting fresh attention. Australians love property. So … Continue reading

More Galleries | Leave a comment

How long it takes to save a deposit (and how to fast-track it)

This gallery contains 1 photo.

Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience to save for six years? Today we’ll look at four ways you could fast-track … Continue reading

More Galleries | Leave a comment

Could rate cuts mean house prices heat up again?

This gallery contains 1 photo.

Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy sooner rather than later if you’re home loan-ready. September saw the nation’s official … Continue reading

More Galleries | Leave a comment

Why 9 out of 10 first-home buyers use a mortgage broker

This gallery contains 1 photo.

Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting out squats. Well, it turns out buying your first home can be just as daunting, with … Continue reading

More Galleries | Leave a comment

TikTok vs talking to your broker? It’s no contest

This gallery contains 1 photo.

TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially if you’re in the market for a home loan. Chances are, if you’re reading this blog via a … Continue reading

More Galleries | Leave a comment

Fixed rates tumble: a sign of things to come?

This gallery contains 1 photo.

When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in fixed rates suggest we may not have to wait too much longer for variable interest … Continue reading

More Galleries | Leave a comment